Singapore / San Francisco – November 24, 2025 – ThitsaWorks, an award-winning fintech company headquartered in Singapore, and specializing in digital financial infrastructure, and Tazama, a free, open-source real-time fraud detection platform managed by Linux Foundation Charities with support from the Gates Foundation, today announced a strategic partnership to expand safe and inclusive digital payments across emerging markets.
By combining ThitsaWorks’ proven track record implementing Mojaloop-based payment systems with Tazama’s open-source transaction monitoring and fraud management capabilities, the partnership will make it faster and more affordable for central banks, switches, and payment providers to deploy real-time fraud controls on instant payment rails.
Tazama provides real-time transaction monitoring to detect fraud before funds leave a customer’s account. Recognized by the Digital Public Goods Alliance as a Digital Public Good, Tazama is designed to strengthen digital public infrastructure and protect vulnerable users as countries modernize their payment ecosystems.
ThitsaWorks delivers data-driven core banking, payment, and credit information solutions that help financial institutions grow, make better credit decisions, and promote financial inclusion across developing economies. membership.singaporefintech.
Under the partnership, ThitsaWorks will serve as a regional implementation and integration partner for Tazama, assisting scheme operators and financial service providers to:
– Integrate Tazama with Mojaloop and other real-time payment systems
– Configure and optimize fraud rules based on local risk patterns
– Develop operational workflows for investigation, case management, and reporting
– Train local teams to operate and maintain the open-source stack sustainably
“This partnership is about making real-time payments safe for everyone, not just those who can afford costly proprietary systems,” said Greg McCormick, Executive Director of Tazama. “ThitsaWorks has a strong track record deploying Mojaloop and other inclusive digital financial platforms. By pairing their implementation expertise with our open-source fraud detection framework, we can help countries establish robust, real-time fraud defenses more quickly, and at a cost that works for regulators, switches, and providers in emerging markets.”
“Our mission at ThitsaWorks has always been to use technology to foster financial inclusion while protecting those new to digital finance,” said Nyi Aye, CEO of ThitsaWorks. “We see Tazama as a powerful complement to Mojaloop-based payment systems and other digital rails we support. Together, we will offer regulators, central banks, and providers an end-to-end open-source stack; payments plus fraud monitoring, that provides real-time risk visibility, safeguards low-income and first-time users, and builds trust in digital financial services.”
Advancing Digital Public Infrastructure and Financial Inclusion
The ThitsaWorks–Tazama collaboration aligns closely with global efforts to expand safe and inclusive digital public infrastructure. By leveraging open-source technologies instead of proprietary high cost, black-box systems, the partnership aims to:
– Lower the total cost of ownership for real-time fraud management
– Promote local innovation and capacity-building around fraud analytics
– Enable interoperable, cross-border payment schemes to share intelligence on scams and fraud patterns
– Support regulators and switches in implementing stronger consumer protection frameworks
Initial joint efforts will focus on markets where Mojaloop and other inclusive payment systems are being deployed or scaled, with a roadmap to expand across Africa and Asia in partnership with central banks, regional switches, and payment providers.
About ThitsaWorks
ThitsaWorks is an award-winning fintech company accredited by the Singapore Fintech Association and headquartered in Singapore. The company provides core banking, payment, and credit information solutions that help financial institutions grow responsibly and improve financial inclusion. ThitsaWorks’ data-driven platforms enable institutions to make better credit decisions while expanding access to financial literacy, information, and financial products for underserved communities. membership.singaporefintech.org
For more information, visit www.thitsaworks.com.
About Tazama
Tazama is a free, open-source software platform dedicated to real-time fraud detection. Managed by Linux Foundation Charities and supported by the Gates Foundation, Tazama offers scalable, cost-effective transaction monitoring that prioritizes financial inclusion, data sovereignty, privacy, and openness. Recognized by the Digital Public Goods Alliance as a Digital Public Good, Tazama provides anti-fraud capabilities for Mojaloop, Mifos, and other payment systems.
For more information, visit www.tazama.org